Privacy Policy
Effective September 15, 2026
Financial Freedom Hub is operated by Marco Palumbo as a sole proprietorship. This policy explains how we handle information through financialfreedomhub.net, inquiry forms, and our communications.
Information we collect
Our contact and marketing forms collect names, email addresses, and phone numbers. If you contact us directly, we also receive the information you choose to include in your message. Please do not send Social Security numbers, Medicare identification numbers, medical records, payment details, or other sensitive information through general inquiry forms or marketing messages.
Our website and its technology providers may also collect technical information automatically, including IP addresses, browser and device information, pages visited, referring websites, interactions, and cookie or similar identifiers.
How we use information
We use contact information to respond to inquiries, arrange conversations, provide requested information, and manage communication preferences. We also use information to operate and protect the website, understand visitor activity, measure advertising, and improve our services. Where you have opted in, we send educational emails, newsletters, and marketing text messages.
Service providers and information disclosures
We do not sell your contact details as leads or distribute your inquiries to other businesses for their independent marketing. Providers supporting our website, scheduling, and communications may process information to deliver those services. These include Constant Contact for email and SMS communications, Roomvu for newsletters, and Calendly when you book an appointment.
Google Analytics and the Meta pixel receive website activity information as described below. This is separate from our contact-list practices. We may also disclose information when required by law or necessary to respond to legal process, protect rights and safety, or address misuse.
Cookies, Google Analytics, and the Meta pixel
We use Google Analytics to understand how visitors use the website. It may use cookies and receive information about your device and visits. See how Google uses information from partner websites. You can manage cookies through your browser and use Google’s Analytics opt-out browser add-on.
We use the Meta/Facebook pixel for advertising measurement and audience-related features. It may send page visits, interactions, and device or cookie identifiers to Meta, which may associate activity with your account. Learn more in Meta’s Privacy Policy and manage advertising preferences in your Meta account. Advertising technology disclosures may be treated as “sharing” or targeted advertising under some privacy laws, even when contact details are not sold as leads.
Browser settings can block or delete cookies; this may affect website features and does not necessarily stop every type of data collection. Contact us with questions or requests about advertising-related information. This policy does not itself change your browser settings or enroll you in marketing.
Email and newsletters
You may unsubscribe using the link in our marketing emails or contact us to update your preferences. We may retain a record of your opt-out so that we can honor it. An email subscription does not constitute SMS consent.
SMS privacy and messaging terms
Financial Freedom Hub offers optional recurring educational and promotional text messages. Enroll through an SMS form that clearly requests your express consent and complete any confirmation step. Simply providing a phone number does not enroll you. Message frequency varies with the program you select; ongoing follow-up may include a monthly message. Consent is not a condition of purchase. Message and data rates may apply.
Reply STOP to unsubscribe or HELP for assistance. You can also contact us using the details below. Delivery is not guaranteed; wireless carriers are not liable for delayed or undelivered messages.
Mobile numbers and SMS opt-in records are not sold or shared with third parties or affiliates for their own promotional purposes. Messaging providers may process them to operate our text-message service and honor your preferences.
Retention and security
Retention depends on the reason information was collected, the status of your inquiry or subscription, and applicable recordkeeping requirements. Contact us to request deletion or discuss retention of your records. Some information, including unsubscribe records, may need to be retained to honor your choices or meet legal obligations. No online system or electronic transmission can be guaranteed completely secure. Avoid sending sensitive information through ordinary email or website forms.
Your choices and requests
You can ask us to access, correct, or delete information you have provided, or change your communication preferences. Depending on your location and applicable law, additional privacy rights may apply. We may need to verify your identity before fulfilling a request. We will consider requests subject to applicable requirements and exceptions.
External websites
Links to appointment scheduling, social media, insurers, and other external websites lead to services with their own privacy practices. Review their notices before submitting information.
Children
Our services and marketing are intended for adults. If you believe a child has submitted personal information, contact us so that we can address it.
Contact us
Marco Palumbo, Financial Freedom Hub
Email: info@financialfreedomhub.net
Phone: 917-663-6562
Updates
We may update this policy as our practices change. The effective date above identifies the latest version.