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Break Free: Start with a Realistic Budget

“Break Free: Start with a Realistic Budget” means tracking income and expenses carefully, cutting unnecessary spending, and allocating funds wisely to pay off debts, save, and regain financial control efficiently.

Smart Repayment: Focus on High-Interest First

“Smart Repayment: Focus on High-Interest First” means tackling debts with the highest interest rates before others. This strategy saves money, reduces financial stress, and helps you become debt-free faster.